Payment Methods Supported by TikTok Shop

Summary

What payment methods does TikTok Shop support for buyers?

  • TikTok Shop accepts Visa, Mastercard, American Express, Discover credit/debit cards, PayPal (with or without account), Apple Pay (iOS), Google Pay (Android), Klarna (4 interest-free payments), and Affirm (4 payments or monthly installments with variable APR).

How do installment payment options like Klarna and Affirm work on TikTok Shop?

  • Klarna and Affirm allow buyers to split purchases into 4 interest-free payments every 2 weeks; Affirm also offers monthly installments with 0%-36% APR based on credit score, providing flexible payment plans for buyers.

How can buyers view all available payment methods during checkout on TikTok Shop?

  • Buyers select a product, proceed to payment, then click "view all" in the payment method section to see the full list of supported payment options available for their purchase.

Supported payment methods

TikTok Shop accepts a variety of payment methods listed below:
TikTok Shop accepts credit and debit cards from Visa, Mastercard, American Express and Discover Card.
  • Credit/Debit Card
Buyers can save their credit or debit card to add convenience for future purchases, they can also remove or edit the card information any time.
  • Credit card installment
Credit card installment allows buyers to convert purchases into 3 monthly payments using their credit cards with no additional interest.* Visa, Mastercard, American Express, and Discover are accepted.

*Standard card terms and conditions still apply.
  • PayPal
Buyers will be redirected to a PayPal page, where they can confirm the payment by logging in with their PayPal username and password.
They can also pay with a credit or debit card via PayPal without a PayPal account. To do so, please click on "Pay with Debit or Credit Card" on PayPal page and follow the instructions to complete the payment.
  • Apple Pay
Buyers may use Apple Pay to pay for orders if they use iOS devices. Apple Pay is also available on PDP.
  • Google Pay
Buyers may use Google Pay to pay for orders if they use Android devices.
  • Klarna
Klarna pay in 4 allows buyers to split their purchases into 4 interest free payments, paid automatically every 2 weeks.
  • Affirm
Affirm pay in 4 allows buyers to split their purchases into 4 interest free payments, paid automatically every 2 weeks. Affirm monthly installment allows buyers to repay the loan every month with 0%~36% APR depending on user credit score.

FAQs

Q: How to view the full range of payment methods?You can view the full range of payment methods by choosing a product you like on TikTok Shop > proceed with payment > click "view all" on the payment method section > all available payment methods will be displayed here.
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